Licensing & Disclosures


Advertising Disclosure

ClearOneFinancial.com ("COF") is a website owned and operated by ClearOne Advantage, LLC (ClearOne). COF does not charge you, the consumer, any fees for its services. COF receives its compensation directly from lenders by matching and presenting loan offers. If a lender approves you for a loan, your lender will determine and provide the fees or costs associated with your loan.

Licensing & Disclosure

COF is a website owned and operated by ClearOne where interested consumers can be made aware of lenders and personal loan offers. ClearOne does not originate, make loans, or make any credit decisions in connection with loans. We are not an agent of either you or any participating lender. ClearOne only provides a marketplace service by matching consumers with lenders. You are under no obligation to use COF to begin any financing process. ClearOne also does not guarantee that submitting any requested information on COF will result in the origination of a loan. The information you submit to ClearOne is not an application for credit. ClearOne provides your information to a select group of service provide lenders so that they may contact you. ClearOne cannot guarantee that you will receive a loan with the most advantageous rate or terms. ClearOne lender network rates range from 3.99% to 35.99% APR and loan terms range from 24 to 84 months. You will have to complete a lender application before receiving an unconditional loan offer. The lender you select will determine and provide the fees or costs associated with your loan.

State License Information

ClearOne is a registered LLC in the State of Maryland. ClearOne does not provide services in all States. The following states do not require a license to provide our services - AL, AK, AR, CA, CO, FL, KY, MI, KY, MS, MO, NE, TN, UT, SD, MT. Upon licensing approval, ClearOne has pending applications and may provide future loan marketplace services in MD, PA, NV, and TX. Licensing is available on https://www.nmlsconsumeraccess.org/. Some states may require that additional information and disclosures to be given to you in connection with the provision of these services.

ClearOne Advantage, LLC (ClearOne) DBA ClearOneFinancial.com provides our website surfers with access to its content, resources, and tools for communication, public forums, commerce platforms, and other services through its network of websites, http://www.ClearOneFinancial.com. ClearOne provides its service to the user, subject to the following Terms of Service.

ClearOne is not responsible for providing you access facilities or equipment (in any form) to its service. You, our website surfer, also comprehend and concur that http://www.ClearOneFinancial.com may include advertisements and sponsorships and that these are necessary for ClearOne to provide http://www.ClearOneFinancial.com. You also comprehend and agree that ClearOne makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information, products, services and related graphics contained within http://www.ClearOneFinancial.com for any purpose. http://www.ClearOneFinancial.com is provided "as is" without warranty of any kind. ClearOne hereby disclaims all warranties and conditions with regard to http://www.ClearOneFinancial.com.

THE SERVICE IS SUBJECT TO THE APPLICABLE LEGAL DISCLAIMER

ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE

http://www.ClearOneFinancial.com is provided to you, our website surfer, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by ClearOne Advantage, LLC ("ClearOne") as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. ClearOne Terms of Service comprises the entire agreement between you and Verge Loan Solutions and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE "SUBMIT" BUTTON, YOU ARE AGREEING TO BE BOUND BY THE ClearOne Advantage, LLC Terms of Service, Legal Disclaimer.

MODIFICATION OF THESE TERMS OF USE

ClearOne reserves the right to change any of the terms, conditions, and notices under which http://www.ClearOneFinancial.com are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of http://www.ClearOneFinancial.com constitutes your agreement to all such terms, conditions, and notices.